Bank Deposit Prediction (Using ExeML for Predictive Analytics)
Banks often predict whether customers would be interested in a time deposit based on their characteristics, including the age, work type, marital status, education background, housing loan, and personal loan.
Now, you can use the ExeML function on ModelArts to predict whether a customer would be interested in the time deposit. The process of using ExeML is as follows:
- Preparing Data: Download a dataset and upload it to Object Storage Service (OBS) on HUAWEI CLOUD.
- Creating a Predictive Analytics Project: Create a predictive analytics project based on the existing dataset.
- Training a Model: Preview the data and select the training objective, and then start the model training.
- Deploying the Model: Deploy the trained model as a real-time service and test the prediction result.
Preparing Data
In this example, the dataset is from the Machine Learning Repository of UCI. For details about the dataset, see Bank Marketing Data Set. Table 1 and Table 2 describe the parameters and sample data of the dataset. You can obtain the dataset from GitHub and upload it to OBS.
|
Parameter |
Meaning |
Type |
Description |
|---|---|---|---|
|
attr_1 |
Age |
Int |
Age of the customer |
|
attr_2 |
Occupation |
String |
Occupation of the customer |
|
attr_3 |
Marital status |
String |
Marital status of the customer |
|
attr_4 |
Education status |
String |
Education status of the customer |
|
attr_5 |
Real estate |
String |
Real estate of the customer |
|
attr_6 |
Loan |
String |
Loan of the customer |
|
attr_7 |
Deposit |
String |
Deposit of the customer |
|
attr_1 |
attr_2 |
attr_3 |
attr_4 |
attr_5 |
attr_6 |
attr_7 |
|---|---|---|---|---|---|---|
|
31 |
blue-collar |
married |
secondary |
yes |
no |
no |
|
41 |
management |
married |
tertiary |
yes |
yes |
no |
|
38 |
technician |
single |
secondary |
yes |
no |
no |
|
39 |
technician |
single |
secondary |
yes |
no |
yes |
|
39 |
blue-collar |
married |
secondary |
yes |
no |
no |
|
39 |
services |
single |
unknown |
yes |
no |
no |
- Download the ModelArts-Lab project from Gitee and obtain the train.csv training data file from the \ModelArts-Lab-master\official_examples\Using_ModelArts_to_Create_a_Bank_Marketing_Application\data directory of the project.
- Upload the train.csv file to OBS, for example, to the test-modelarts/bank-marketing directory. For details about how to upload files to OBS, see Uploading a File.
Creating a Predictive Analytics Project
- On the ModelArts management console, click ExeML in the left navigation pane.
- On the ExeML page, click Create Project in the Predictive Analytics area.
- On the Create Predictive Analytics Project page, set the project name and select the OBS path where the training data is stored. In this example, the dataset path is test-modelarts/bank-marketing/train.csv. Click Create Project. The data labeling page is displayed, as shown in Figure 1.
Training a Model
- On the ExeML > Label Data page, preview the data and select the training objective. The training objective here is to determine whether the customer will apply for a deposit (that is, attr_7). Set Label Column Data Type to Discrete Value. After the training objective is specified, click Training.
Figure 2 Selecting the training objective
- In the displayed Training Configuration dialog box, select an instance flavor used for training and click Yes to start model training.
The training takes a certain period of time. If you close or exit the page, the system continues training until it is completed.
Figure 3 Training configuration
- In the upper left corner of the model training page, if the status of the training job changes to Completed, the training job is completed. The Training Details area on the right shows the details about the training job.
Figure 4 Training job completed
Deploying the Model
- On the Train Model page, click Deploy in the Version Manager area. The system starts to deploy the service and automatically switches to the Deployment Online tab page.
- In the Version Manager area, when the status changes to Running, the service has been deployed. You can test the service in the prediction area.
The following shows the test code. As shown in Figure 5, the prediction result is "predictioncol": "yes", indicating that the customer will apply for a deposit.
{ "data": { "count": 1, "req_data": [ { "attr_1": "58", "attr_2": "management", "attr_3": "married", "attr_4": "tertiary", "attr_5": "yes", "attr_6": "no", "attr_7": "" } ] } }
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